:root{
  --navy:#0F2A4A; --navy-2:#0A1E38; --steel:#3E5C76; --paper:#F5F7FA; --white:#FFFFFF;
  --accent:#C08A2E; --ink:#1B2430; --graphite:#5A6472; --hairline:#DCE3EA;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,"Apple SD Gothic Neo","Pretendard","Malgun Gothic",sans-serif;color:var(--ink);background:var(--paper);line-height:1.7}
a{color:inherit}
img,video{max-width:100%;display:block;background:#E6EAEF}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}

.site-hdr{position:sticky;top:0;z-index:20;background:var(--paper);border-bottom:1px solid var(--hairline)}
.hdr-wrap{max-width:1120px;margin:0 auto;padding:14px 20px;display:flex;align-items:center;justify-content:space-between;gap:14px;flex-wrap:wrap}
.hdr-logo{color:var(--ink);text-decoration:none;font-weight:700;font-size:1.05rem}
.hdr-nav ul{list-style:none;display:flex;gap:16px;margin:0;padding:0;flex-wrap:wrap}
.hdr-nav a{color:rgba(27,36,48,.72);text-decoration:none;font-size:.92rem;min-height:44px;display:flex;align-items:center}
.hdr-nav a.is-active{color:var(--navy)}
.hdr-cta{background:var(--accent);color:var(--white);text-decoration:none;font-weight:700;padding:10px 18px;border-radius:4px;min-height:44px;display:inline-flex;align-items:center;white-space:nowrap}

.hero{position:relative;color:var(--white);padding:80px 0 64px;min-height:70vh;display:flex;align-items:center}
.hero-media{position:absolute;inset:0;overflow:hidden}
.hero-media img{width:100%;height:100%;object-fit:cover;object-position:center 30%}
.hero-scrim{position:absolute;inset:0;background:rgba(0,0,0,0)}
.hero-copy{position:relative;z-index:1;width:100%;max-width:1120px;margin:0 auto;padding:0 20px}
.hero .eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--white);letter-spacing:.14em;font-size:.78rem;font-weight:700;margin-bottom:14px;text-transform:uppercase}
.hero .eyebrow::before{content:'';width:24px;height:2px;background:var(--accent);display:inline-block}
.hero h1{font-size:clamp(1.7rem,4.2vw,2.5rem);margin:0 0 14px;line-height:1.35;font-weight:800}
.hero .lede{max-width:640px;color:rgba(255,255,255,.92);font-size:1.02rem;margin:0 0 22px}
.hero-cta-row{display:flex;gap:10px;flex-wrap:wrap}

.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 26px;border-radius:4px;text-decoration:none;font-weight:700}
.btn-gold{background:var(--accent);color:var(--white)}
.btn:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid var(--accent);outline-offset:2px}

section{padding:56px 0}
.content-block{max-width:800px;margin:0 auto;padding-left:20px;padding-right:20px}
.content-block.wide{max-width:1120px}
h2{font-size:1.48rem;margin:0 0 16px;color:var(--navy);font-weight:800;letter-spacing:-.01em}
h3{font-size:1.1rem;margin:24px 0 8px;color:var(--ink);font-weight:700}
p{margin:0 0 14px;color:#333C46}
.rule{width:40px;height:3px;background:var(--accent);margin:0 0 18px;border-radius:1px}

.answer-box{background:var(--white);border:1px solid var(--hairline);border-left:4px solid var(--navy);border-radius:4px;padding:22px 24px;margin:0 auto 8px;max-width:800px;box-shadow:0 1px 3px rgba(15,42,74,.06)}
.answer-box p{margin:0;font-size:1.04rem}

.ci-gridinfo{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:20px 0}
.ci-gridinfo .ci-cell{background:var(--white);border:1px solid var(--hairline);border-radius:4px;padding:18px 16px}
.ci-gridinfo .ci-num{display:block;font-size:1.5rem;font-weight:800;color:var(--navy);margin-bottom:4px}
.ci-gridinfo .ci-label{font-size:.85rem;color:var(--graphite)}
@media (max-width:640px){.ci-gridinfo{grid-template-columns:1fr 1fr}}

.ci-table{width:100%;border-collapse:collapse;margin:18px 0}
.ci-table caption{text-align:left;font-size:.85rem;color:var(--graphite);margin-bottom:8px}
.ci-table th,.ci-table td{border:1px solid var(--hairline);padding:12px 14px;text-align:left;vertical-align:top;font-size:.95rem}
.ci-table th{background:var(--navy);color:var(--white);font-weight:700}
.ci-table td{background:var(--white)}

.ci-checklist{list-style:none;padding:0;margin:16px 0;display:grid;gap:10px}
.ci-checklist li{position:relative;padding-left:30px;color:#333C46}
.ci-checklist li::before{content:'';position:absolute;left:0;top:.35em;width:16px;height:16px;border:2px solid var(--navy);border-radius:2px}
.ci-checklist li::after{content:'';position:absolute;left:5px;top:.5em;width:7px;height:11px;border-right:2px solid var(--accent);border-bottom:2px solid var(--accent);transform:rotate(40deg)}

.ci-callout{background:#EEF2F7;border:1px solid var(--hairline);border-left:4px solid var(--accent);border-radius:4px;padding:18px 22px;margin:20px 0}
.ci-callout p{margin:0;color:#333C46}
.ci-callout .cal-label{display:block;font-size:.78rem;font-weight:800;color:var(--navy);letter-spacing:.06em;margin-bottom:6px;text-transform:uppercase}

.ci-gallery{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:28px 0}
.ci-gallery figure{margin:0;position:relative;border-radius:4px;overflow:hidden;aspect-ratio:3/4}
.ci-gallery img{width:100%;height:100%;object-fit:cover}
.ci-gallery figcaption{position:absolute;left:0;right:0;bottom:0;padding:10px 10px;background:linear-gradient(0deg,rgba(10,20,35,.82),transparent);color:#fff;font-size:.74rem}
@media (max-width:720px){.ci-gallery{grid-template-columns:repeat(2,1fr)}}

.related-block{background:var(--white);border-top:1px solid var(--hairline);border-bottom:1px solid var(--hairline)}
.related-block h2{margin-bottom:6px}
.related-block .rel-note{color:var(--graphite);font-size:.92rem;margin-bottom:18px}
.related-list{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:12px}
.related-list a{display:block;padding:16px 18px;border:1px solid var(--hairline);border-radius:4px;text-decoration:none;color:var(--ink);font-weight:700;background:var(--paper)}
.related-list a:hover{border-color:var(--navy)}

.faq-block h2{text-align:center;position:relative;padding-bottom:16px}
.faq-block h2::after{content:'';display:block;width:56px;height:3px;background:var(--accent);margin:12px auto 0;border-radius:1px}
.faq-item{border-bottom:1px solid var(--hairline);padding:14px 0;max-width:800px;margin:0 auto}
.faq-item summary{cursor:pointer;font-weight:700;min-height:44px;display:flex;align-items:center;color:var(--ink)}
.faq-item p{margin-top:10px;color:#333C46}

.cta-block{background:var(--navy);color:var(--white);text-align:center}
.cta-block h2{color:var(--white)}
.cta-desc{color:rgba(255,255,255,.88);max-width:560px;margin:0 auto 18px}
.cta-actions{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}

.site-ftr{background:var(--navy-2);color:#C9D2DC;padding:14px 20px;font-size:12px;line-height:1.6}
.ftr-row{max-width:1120px;margin:0 auto;display:flex;flex-wrap:wrap;gap:4px 16px}

@media (max-width:640px){
  section{padding:40px 0}
  .hero{min-height:60vh;padding:56px 0 44px}
}